Will 2022 start to drive the future of Interoperability and Inclusion?
Our overriding theme of this year’s Live5 is interoperability which will lead to inclusion. Whether this is in payments or transit, identity or as a generalised trend what we’re seeing is a collapsing...
View ArticleSafer Internet Day 2022 – It’s all about you!
For Safer Internet Day, I thought I’d bring a Mediterranean theme. As a classicist, I frequently switch between ancient and modern, applying time-tested principles to emerging technologies. Plato had...
View ArticlePIN: we need to talk about our relationship
16 years on from PIN day (Valentines Day 2006) how is our relationship with PIN holding up? Last year Dave Birch postulated that PIN was in decline and indeed no longer necessary as our mobile phones...
View ArticleArm’s CHERI-Based Morello Prototype Adopts New Approach to Security
Developing secure software and systems is hard. Even if the most experienced engineers use the best tools and follow best practices, bugs and vulnerabilities can slip through. Add to that the amount...
View ArticleBiometrics on Cards
Improving Cardholder Authentication On-card fingerprint readers have been in development for a few years now, with a number of products now in market from vendors such as Fingerprint Cards, Zwipe,...
View ArticleBrazilians wow the world of Open Banking
At last week’s FDX Virtual Spring Global Summit, I received a glimpse into the huge strides being made by the Financial Data Exchange in the adoption of their data sharing API for the US market. In the...
View ArticleWhat Exactly Is A Smart Wallet?
A wallet is a way of organising things. My Apple Wallet, just like my real wallet, doesn’t have any cash in it. It has credit cards, debit cards, loyalty cards, vaccination records, boarding passes,...
View ArticleDo I need to upgrade my Fare Collection system to support CBDC?
This week, a press release from China announced they had expanded acceptance of the digital Yuan onto public transport in 12 cities. China has led the way in the development of a Central Bank Digital...
View ArticleIdentity in the Metaverse
I had the privilege to chair a discussion about identity in the metaverse at the Identiverse conference in Denver in June 2022, and had great fun discussing the new landscape for identity with Heather...
View ArticleCBDC’s – wallets, liability and acceptance
CBDCs are everywhere – and nowhere. Everyone is discussing them, but almost no one is actually deploying them. Sure, this is in part due to the early stage thinking that is going into working out what...
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